• Ripple Leader - Zoe Cruz

    Zoe Cruz

    Zoe Cruz was Co-President of Morgan Stanley from 2005 to 2007 where she was responsible for running major revenue-generating businesses, including overseeing their securities risk management and information technology. From 2009 to 2012 she was involved in founding and running her own investment management firm, Voras Capital Management. Prior to becoming Co-President of Morgan Stanley, she had been its Global Head of Fixed Income, Commodities and Foreign Exchange from 2001 until 2005. She joined the company in 1982 and was the third founding member of the foreign exchange trading group. She was Senior Advisor at Promontory Financial Group, LLC and is currently founder and CEO of EOZ Global, a single family office. She is also a member of Old Mutual PLC’s Board of Directors and a member of the investment committee for the endowment fund of Bowdoin college.

  • Ripple Leader - Bruce Hemphill

    Bruce Hemphill

    Bruce is the founder and CEO of Septima Consulting Limited, providing consulting and advisory services to businesses, boards and management teams operating in financial services. He was Group Chief Executive of Old Mutual plc from November 2015 to June 2019. Prior to that, he was Chief Executive of Wealth, Insurance and Non-Bank Financial Services at Standard Bank Group. From June 2006 to February 2014, he was Chief Executive of Liberty Holdings Ltd, having previously served as Chief Executive Officer of STANLIB. He was also co-head of Investment Banking at Standard Corporate and Merchant Bank.

  • Strategic Advisors