Ripple (XRP) Is Considered as Something Much More Than a Cryptocurrency

Ripple’s concept actually predates Bitcoin. Back in 2005, Canadian Web developer Ryan Fugger introduced Ripplepay as a financial service to provide secure payment options to members of an online community via a global network. Later experts discussed the idea of turning it into a peer-to-peer network and using it to facilitate Bitcoin exchanges between people. The network became a fully open source as of September 2013…