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Industry Updates

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Santander Launches First Mobile App for Global Payments Using Ripple’s xCurrent

Apr 12, 2018 | Team Ripple

Santander One Pay FX — the first Ripple-enabled mobile app for cross-border payments using xCurrent — is now available to Santander’s retail customers in the U.K. One Pay FX gives ...

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Ripple Invests $25 Million to Drive Innovation in Blockchain and Digital Assets

Apr 11, 2018 | Team Ripple

Ripple has invested $25 million in XRP to Blockchain Capital Parallel IV, LP — the first fund to accept capital calls in digital assets — and focus entirely on the ...

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XRP Ecosystem Grows with New Listing on Uphold

Mar 29, 2018 | Team Ripple

Uphold — the digital wallet with debit, credit and automated clearing house capability (ACH) — now allows users to exchange XRP with 34 different currencies, commodities and digital assets. This ...

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Ripple and Its Executives Proud to Support America’s Public Schools with $29 Million XRP Donation to DonorsChoose.org

Mar 27, 2018 | Monica Long

Every Rippler, from the executive team to our newest hires, started their careers in one place — the classroom. It’s in this pivotal setting that children’s dreams are forged and ...

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Tour de Schwartz

Mar 23, 2018 | Reinhard Cate

The one and only David Schwartz — Ripple’s chief cryptographer and one of the original architects of the XRP consensus network — is currently on tour in Asia. He’ll be ...

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Ripple Powered Mobile App to Provide On-Demand Domestic Payments in Japan

Mar 6, 2018 | Team Ripple

The Japan Bank Consortium will release a groundbreaking smartphone application called “MoneyTap”— powered by Ripple’s blockchain technology — to allow customers of the bank consortium to settle transactions instantly, 24 ...

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Cambridge to Use XRP for Faster Global Payments

Mar 1, 2018 | Team Ripple

Cambridge Global Payments — a subsidiary of FLEETCOR Technologies and a leading global provider of commercial payment solutions — is launching a pilot program to use XRP in cross-border payment ...

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Continued Decentralization & the XRP Ledger Consensus Protocol

Feb 21, 2018 | Team Ripple

In May of 2017, Ripple announced its preliminary strategy to increase decentralization and ensure that no single entity has operational control of the XRP Ledger. Our last update, in October, ...

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RippleNet 인도, 브라질 및 중국 신흥 시장에 진출

Feb 21, 2018 | Team Ripple

According to the World Bank, global remittance payments are on track to grow by 3.4 percent or roughly $466 billion in 2018, with India and China having the highest incoming ...

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Ripple and Saudi Arabian Monetary Authority (SAMA) Offer Pilot Program for Saudi Banks

Feb 14, 2018 | Team Ripple

The Saudi Arabian Monetary Authority (SAMA) — the central bank for the Kingdom of Saudi Arabia (KSA) — has signed an agreement with Ripple to help banks in the KSA ...

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LianLian International Joins RippleNet to Provide Faster Payments into China

Feb 7, 2018 | Team Ripple

In order to support the influx of global payments sent to the Chinese e-commerce market and provide a superior customer experience, LianLian — a leading Chinese payment provider with 150 ...

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SBI Virtual Currencies to Exclusively List XRP at Launch

Jan 30, 2018 | Team Ripple

SBI Holdings announced that its newly released digital asset exchange — SBI Virtual Currencies — will use XRP as the only digital asset supported at launch.

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More Global Payment Providers, IDT and MercuryFX, Sign Up to Use XRP

Jan 24, 2018 | Team Ripple

Ripple is proud to announce that two new partners — IDT Corporation and MercuryFX — will now use xRapid to quickly settle retail remittances and corporate transactions.

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MoneyGram, 더 빠른 국경 간 결제를 위해 XRP를 사용키로

Jan 11, 2018 | Team Ripple

To allow their customers to send and complete cross-border payments quicker and cheaper, MoneyGram — one of the world’s largest money transfer companies — will use XRP in their payment ...

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Who Really Cares About Real-time Payments?

Jan 9, 2018 | Dilip Rao

Behind the daily shouts about the market value of cryptocurrencies, there are quiet murmurs about another revolution in the making — real-time, domestic payment systems.

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The Most Popular Ripple Insights Posts of 2017

Dec 28, 2017 | Team Ripple

We wanted to know what the most popular posts of the year were, so we analyzed site traffic to Ripple Insights and created a list of the top five posts ...

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The Season for Giving: Auctioning Off Ripple-Branded Patagonia Jackets for Charity

Dec 26, 2017 | Team Ripple

We're auctioning off 16 Ripple-branded Patagonia jackets -- 100 percent of the proceeds will go to GiveDirectly.org.

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XRP Now Available on 50 Exchanges Worldwide

Dec 21, 2017 | Team Ripple

We’re proud to announce that XRP has gone from being listed on six exchanges earlier this year to more than 50 worldwide.

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Happy 5th Anniversary, XRP Ledger!

Dec 21, 2017 | Team Ripple

Since 2012, XRP has been the only digital asset with a clear institutional use case by working to solve the multi-trillion dollar liquidity problem that plagues banks, payment providers and ...

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결제 시스템 인프라의 혁신 모색

Dec 19, 2017 | Team Ripple

At Ripple, we’re focused on engaging with commercial banks to implement production-grade enterprise systems — using DLT — to support cross-border payments.

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Zoe Cruz, Ripple 이사회 합류

Dec 19, 2017 | Team Ripple

Zoe Cruz가 Ripple 이사회에 합류하게 된 것을 열렬히 환영합니다.

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Krungsri, 국가간 송금 및 고객 유지 가속화를 위해 석유화학 기업과 제휴

Dec 18, 2017 | Team Ripple

By using Ripple’s blockchain network, Krungsri is not only able to provide a real-time cross-border payment flow for the petrochemical company, but also provide complete transparency into when the payment ...

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Top Korean Banks Work with Japan Bank Consortium to Modernize Cross-border Payments

Dec 14, 2017 | Team Ripple

The Japan Bank Consortium — a coalition of 61 banks in Japan, organized by SBI Ripple Asia — has announced the launch of a new Ripple pilot with Woori Bank ...

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Ripple, 예측 가능성 지원 목적으로 550 XRP를 Escrow로

Dec 7, 2017 | Team Ripple

Ripple has confirmed that the 55 billion XRP cryptographically-secured escrow is complete.

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Internet of Value Depends on Interoperability, Not Blockchain Alone

Dec 7, 2017 | Team Ripple

An important and highly relevant question has emerged in the financial industry: How does blockchain technology help institutions easily connect to the increasingly diverse types of payment networks? In our ...

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일본 은행 컨소시움, 출시 준비 완료

Dec 5, 2017 | Team Ripple

The revolution to drive the Internet of Value is gaining more momentum as Japan Bank Consortium (JBC) — a collection of 61 Japan-based bank members brought together by SBI Holdings ...

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TechCrunch 창립자 Michael Arrington, XRP로 1억 달러 암호화 헤지 펀드를 시작하다

Nov 28, 2017 | Team Ripple

Michael Arrington, the founder and former editor-in-chief of TechCrunch, announced the launch of his new XRP capital fund on stage at Consensus Invest today. The fund, titled Arrington XRP Capital ...

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Ripple-powered Instant Payment Services Now Live with Axis Bank, RAKBANK, and Standard Chartered

Nov 22, 2017 | Team Ripple

In today’s increasingly globalized world — where international supply chains as well as the number of overseas workers are growing — it’s imperative to have fast, transparent cross-border payments. To ...

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Ripple Welcomes New Board Member Benjamin Lawsky

Nov 21, 2017 | Team Ripple

In addition to adding a new CFO, Ripple is proud to announce the appointment our newest board member, Benjamin Lawsky. Lawsky, the former superintendent of financial services for the state ...

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American Express, RippleNet 가입 - 글로벌 상거래 결제에 대한 정보 및 속도 제공

Nov 16, 2017 | Team Ripple

American Express is the latest company to become a member of RippleNet.

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Ripple Hosts World’s Central Banks to Explore Next Generation of Payments

Nov 13, 2017 | Team Ripple

Image: Shutterstock Ripple recently gathered over two dozen central banks from around the world to explore how new technologies enable the next generation of payments. The Central Bank Summit on ...

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The World’s Biggest Banks Lead the Blockchain Charge

Nov 10, 2017 | Sarah Marquer

We’ve said it before and we’ll say it again: The future is here. Blockchain is no longer just a buzzword, but a leading solution for sending global payments. In fact, ...

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Top 3 Takeaways From Swell

Oct 26, 2017 | Kelly Johnson

If you attended Swell in mid-October, one thing was clear: This was far from a typical banking event. The inviting atmosphere put attendees at ease, prompting them to speak candidly ...

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Q3 2017 XRP Markets Report

Oct 19, 2017 | Miguel Vias

In order to continually improve the health of XRP markets globally, we share regular updates on the state of the market including quarterly sales, commentary on previous quarter market developments ...

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Swell Day 2: Words of Wisdom from the Inventor of the Web and Industry Leaders Discuss Which Blockchain Should Rule Them All

Oct 18, 2017 | Kelly Johnson

The second day of Swell came to a close on Tuesday, and even though the first day of programming set a high bar, the second day set a new standard. ...

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Swell Day 1: A former Fed Chair Speaks, The Practical Applications of Digital Assets, Blockchain and More

Oct 17, 2017 | Kelly Johnson

The first day of Swell concluded on October 15, and the program delivered on its promise to facilitate meaningful conversations about the future of digital assets, as well as the ...

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Ripple & the Gates Foundation Team Up to Level the Economic Playing Field for the Poor

Oct 16, 2017 | Kelly Johnson

Many of the world’s poor in developing countries — nearly 2 billion, according to the World Bank — struggle to lift themselves out of poverty simply because they don’t have ...

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A Rising Tide of Anticipation Builds for Swell

Oct 15, 2017 | Kelly Johnson

The team at Ripple couldn’t be more excited for Swell — a high-impact blockchain program that brings leaders in banking and blockchain technology together in a three-day confab. On the ...

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Ripple Rolls Out $300M RippleNet Accelerator Program to Grow Volume and XRP Utility

Oct 13, 2017 | Sarah Marquer

Starting today, Ripple will offer a unique reward for financial institutions that are the first in their markets to process and promote commercial payments on RippleNet. The reward will come ...

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RippleNet Grows to More Than 100 Financial Institutions

Oct 10, 2017 | Kelly Johnson

Now more than 100 financial institutions use the power of Ripple’s blockchain technology for global payments.

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10 Things You Need to Know About XRP

Oct 6, 2017 | Shanna Leonard

Like all digital assets, XRP is often a source of confusion, mystery and speculation. So, let’s clear the picture with 9 things you need to know about XRP.

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Ripple Supports Singapore’s Fintech Hub Aspirations With New Office

Sep 25, 2017 | Sarah Marquer

Ripple is excited to announce we have opened a new office in Singapore.

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SBI Ripple Asia는 Ripple을 한국에 도입하기 위해 DAYLI Financial Group과 파트너십을 맺고 있습니다.

Sep 11, 2017 | Emi Yoshikawa

SBI Ripple Asia has today signed a partnership agreement with DAYLI Intelligence, to bring Ripple’s enterprise blockchain solutions for cross-border payments to the South Korean market.

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Ripple Launches New Mumbai Office to Serve India’s Digital Economy

Sep 5, 2017 | Sarah Marquer

We are excited to announce that Ripple has expanded further with a new office in Mumbai, India.

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It’s Never Been Easier to Access and Store XRP

Aug 31, 2017 | Sarah Marquer

We are pleased to share that XRP has become available to a broader customer base via Bitcoin IRA’s retirement accounts and Kingdom Trust’s custodial services.

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Former State Department Official Anja Manuel Joins Ripple’s Board of Directors

Aug 25, 2017 | Sarah Marquer

Ripple announces the appointment of Former State Department Official Anja Manuel to the Board of Directors.

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Ripple, Swell 발표

Aug 24, 2017 | Shanna Leonard

Introducing Swell by Ripple.

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Ripple의 제품 라인업이 계속 강화됩니다

Jul 31, 2017 | Asheesh Birla

We're articulating how our products are coming together (and growing) to support one, single vision.

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연방 준비 이사회 태스크 포스: 리플로 글로벌 결제의 속도 및 투명성 향상

Jul 21, 2017 | Ryan Zagone

The Federal Reserve released its Faster Payments Task Force’s action plan for bringing faster payments to the US, highlighting Ripple’s ability to underpin the next generation of cross-border payments.

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2017년 2분기 XRP 시장 보고서

Jul 20, 2017 | Miguel Vias

Quarterly update on the state of the XRP market including quarterly sales, commentary on previous quarter price movements and related company announcements.

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XRP 원장, 55개의 유효성 검사 노드 확장과 함께 더욱 분권화

Jul 17, 2017 | Sarah Marquer

We are excited to announce that the XRP Ledger ecosystem has expanded to 55 validator nodes, an increase of 120 percent since May.

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미쓰이스미토모 은행과 일본 유초은행, SBI Ripple 아시아 은행 컨소시엄 가입

Jul 10, 2017 | Emi Yoshikawa

We are happy to announce that the Japan bank consortium now includes 61 members, representing over 80% of total assets in Japan.

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잉글랜드 은행과 Ripple 개념증거 결과 오늘 발표

Jul 10, 2017 | Ryan Zagone

The BoE says that “the PoC was a useful exercise to develop the Bank’s understanding of synchronisation and possible technical solutions.”

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일본과 태국 간의 송금이 이제 더욱 빨라지고 쉬워 졌습니다.

Jun 29, 2017 | Sarah Marquer

Those who use SBI Remit in Japan can instantly send money in JPY to a recipient’s SCB savings account in Thailand and receive funds in seconds.

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XRP, 6개의 신규 거래소 상장으로 유동성 확대

May 18, 2017 | David Patterson

By working with a greater number of exchanges across different countries to list XRP, we can better serve the growing demand for global payments in both major currency corridors and ...

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리플, XRP 총공급의 안전성을 보장하기 위해 550억 XRP를 에스크로에 예치

May 16, 2017 | Brad Garlinghouse

We are permanently removing that uncertainty by committing to place 55 billion XRP into a cryptographically-secured escrow account by the end of 2017.

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기업 사용을 위한 견고성 강화를 위해 우리는 어떻게 XRP 원장을 더욱 분산화하는가

May 11, 2017 | Stefan Thomas

Ripple shares strategy to further decentralize Ripple Consensus Ledger.

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새로운 10개 고객이 리플의 글로벌 결제 네트워크에 가입

Apr 26, 2017 | David Patterson

Ripple is proud to announce the addition of 10 new customers to our growing global network.

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Q1 2017 XRP Markets Report

Apr 18, 2017 | Miguel Vias

Ripple shares Q1 Markets Report.

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Ripple Hires Former Business Director at SWIFT gpi Marjan Delatinne

Apr 12, 2017 | Shanna Leonard

Ripple is thrilled to announce the addition of a new team member, Marjan Delatinne, who will join us as the Sales Director of Europe, from SWIFT.

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New Features Increase XRP Ledger Transaction Throughput to Same Level as Visa

Mar 31, 2017 | Miguel Vias

Introducing several new features that improve the Ripple Consensus Ledger (RCL) and Interledger Protocol (ILP), bringing the Internet of Value to life.

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MUFG Joins Ripple’s Global Payments Steering Group

Mar 30, 2017 | David Patterson

MUFG’s banking arm The Bank of Tokyo-Mitsubishi UFJ (BTMU), the third largest bank in the world and largest bank in Japan, publicly announced today that it is joining Ripple’s Global ...

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리플, 잉글랜드 은행 핀테크 가속화에 참여하도록 선택됨

Mar 17, 2017 | Shanna Leonard

The Bank of England conducting a PoC with Ripple to demonstrate cross-border payments and settlement using two different Real Time Gross Settlement (RTGS) systems.

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Discussing Trends in Global Payments at the GCC Financial Forum

Mar 9, 2017 | Amy Hirth

Hundreds of international financiers, business leaders and policymakers from around the world gathered in Bahrain to discuss the future of financing at last week’s sixth annual GCC Financial Forum.

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Ripple Can Help Banks Evaluate Their Cross-Border Payment Costs

Mar 7, 2017 | Jinal Surti

Quantify benefits of blockchain and distributed ledger technology for transaction banks in payment processing, treasury operations and reconciliation costs.

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Forty Seven Japanese Banks Move Towards Commercial Phase Using Ripple

Mar 1, 2017 | Emi Yoshikawa

SBI Ripple Asia announced today that a consortium of 47 banks have successfully completed a pilot implementation of Ripple in Japan using a cloud-based payments platform.

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Ripple Consensus Ledger Can Sustain 1000 Transactions per Second

Feb 28, 2017 | Miguel Vias

Image: Shutterstock 2016 was an important year for Ripple. Banks were added to our growing network, we completed a successful Series B investment round and formed the Global Payments Steering ...

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Ripple Welcomes Ken Kurson to its Board of Directors

Feb 23, 2017 | Shanna Leonard

Ripple is pleased to announce that Ken Kurson, Editor in Chief at Observer Media, has joined its Board of Directors.

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XRP/BTC Now Available on Bitstamp

Feb 16, 2017 | Miguel Vias

Image: Shutterstock Last month, we announced that XRP/USD and XRP/EUR trading pairs are available on Bitstamp, the EU’s first fully regulated digital asset exchange. As of today, XRP/BTC is also ...

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BitGo Builds Enterprise Wallet for XRP

Feb 15, 2017 | Miguel Vias

BitGo and Ripple join forces to make it easier for businesses to use XRP for global payments.

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BAFT Europe Bank to Bank Highlights

Feb 6, 2017 | Amy Hirth

Conversation centered on if banks and fintechs can continue evolution in partnership, or if the current level of competition drives an adversarial outcome.

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National Bank of Abu Dhabi: First Middle East Bank to Use Ripple for Cross-Border Payments

Feb 1, 2017 | Meghan Elison

Through Ripple, NBAD customers have an efficient, secure and reliable channel to make immediate international remittances and payments.

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Ryan Zagone Recognized as BAFT Future Leader

Jan 18, 2017 | Meghan Elison

We are pleased to share the news that our Head of Regulatory Relations Ryan Zagone has been included in this year’s BAFT Future Leaders Program.

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XRPに関する６つの迷信 (English translation follows)

Jan 13, 2017 | Emi Yoshikawa

Ripple社はRipple Consensus Ledger (RCL)に固有のデジタル資産であるXRPについて、日々様々な質問を受けます。分散型台帳技術やデジタル資産、またコンセンサスの仕組みは非常に複雑なテーマであることをRipple社は認識しており、そのため、XRPが仕組みやグローバル金融システムにおけるXRPの価値についての質問等には常に積極的に回答しています。

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SWIFT GPI Part 3: the Empire Strikes Back

Jan 12, 2017 | Meghan Elison

In a recent announcement, SWIFT has expressed interest in DLT as part of a proof of concept within the GPI initiative. The empire is striking back.

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Bitstamp Now Trading XRP with 0% Fees

Jan 10, 2017 | Miguel Vias

Specifically, XRP/EUR and XRP/USD trading pairs will be available for trading on its exchange beginning January 17, 2017.

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Three Forces Shaping Payments: BCG Global Report

Jan 9, 2017 | Meghan Elison

BCG reports confidently that “banking incumbents still have the potential to become digital maestros.”

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Key Strengths of Distributed Ledger Tech from the Hong Kong Monetary Authority

Dec 14, 2016 | Meghan Elison

The financial world is ready to accept the unique benefits of blockchain-based solutions for cross-border payments and other use cases.

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FlashFX Uses Ripple and XRP

Dec 12, 2016 | Shanna Leonard

Image: Shutterstock FlashFX announces the launch of a brand new foreign exchange payments solution to improve foreign exchange in Australia. Built on Ripple and using its digital currency XRP for liquidity, ...

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McKinsey: Corporates Need Faster Payments, Too

Dec 7, 2016 | Meghan Elison

At the end of 2015, balances in transactional accounts exceeded $27 trillion, which McKinsey declares their highest level ever.

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Fed Distributed Ledger Tech Report Singles Out Interledger

Dec 6, 2016 | Meghan Elison

The report makes a specific point regarding the need for an industry standard to interoperate parts of the existing structure with distributed ledger tech.

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CME Group Executive Miguel Vias Joins Ripple

Nov 30, 2016 | Meghan Elison

Ripple is proud to announce another addition to our team: Miguel Vias, head of XRP markets.

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Santander and Reisebank Both Recognized for Innovation

Nov 28, 2016 | Meghan Elison

Two of Ripple’s clients have been recognized for their bold and innovative work in bringing banking in line with customer expectation in an era of on-demand services.

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KPMG: Future Bright for Next-Generation Payment Solutions

Nov 22, 2016 | Meghan Elison

As each of these messaging and payment systems evolves, the struggle for a future-proof network only becomes more important.

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Ripple Announces An Upgrade to RippleCharts

Nov 16, 2016 | Shanna Leonard

Today, Ripple unveiled a new and improved RippleCharts, with a more holistic representation of total trading volume. The most important enhancement is the inclusion of new markets such as Poloniex, ...

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BNY Mellon: Reinventing Payments

Nov 14, 2016 | Meghan Elison

As regulations shift to open up the market, banks will have to do something they have not done in a long time: compete.

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Keep Calm and Blockchain On

Nov 10, 2016 | Meghan Elison

Though the hype is thick, the truth is that the best use cases for blockchain are already in production.

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A New Chapter for Ripple

Nov 1, 2016 | Chris Larsen

I’m more excited about Ripple than I’ve ever been about anything else in fintech. And, I’m more excited now about Ripple’s opportunity than ever before.

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Coincheck Lists XRP on Its Digital Asset Exchange

Oct 27, 2016 | Vijay Chetty

Ripple is excited to announce that Coincheck, one of the leading digital asset exchanges in Japan, has listed XRP. By expanding access to buy, sell and trade XRP, exchanges like ...

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Ripple and R3 Team Up with 12 Banks to Trial XRP for Cross-Border Payments

Oct 20, 2016 | Alyssa Jarrett

12 banks belonging to a consortium led by R3 are trialing Ripple’s native digital asset, XRP, to reduce the costs of cross-border payments.

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Bank of England: Scaling Real-Time Gross Settlement

Oct 18, 2016 | Meghan Elison

The future of the RTGS system in the U.K. depends on the decisions made in the coming years that will support interoperability and scalability required in a world of real-time ...

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Interledger.js Joins the JavaScript Foundation

Oct 17, 2016 | Meghan Elison

As a founding member of the JavaScript Foundation, Ripple is contributing Interledger.js to be part of this project.

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McKinsey Report: By 2020, Payments Will Generate $400 Billion More Per Year

Oct 14, 2016 | Meghan Elison

The McKinsey 2016 Global Payments Report discusses the major trends for transaction banking and the role of digital innovation in payments.

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Ripple Announces XRP Futures Trading on Crypto Facilities

Oct 10, 2016 | Vijay Chetty

In February, Ripple formalized its partnership with Crypto Facilities, a London-based financial services firm that provides FCA-regulated risk management and trading solutions for digital assets. Today, Ripple is excited to ...

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Ovum Report: Corporate Treasurers Need More From Banks

Oct 7, 2016 | Meghan Elison

Findings reveal that corporate treasurers face operation issues in four key areas: cash and liquidity management, forecasting and analytics, risk and compliance, and cost and operational efficiency.

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Clearing Away the Debris With Distributed Ledger Technology

Oct 6, 2016 | Alyssa Jarrett

The Whitechapel report evaluated pain points within the payments industry to identify which could improve from implementing distributed ledger technology.

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Three Key Takeaways from the Capgemini World Payments Report

Oct 5, 2016 | Meghan Elison

Collaboration has become the watchword in all conversations about banks and fintech in the last few years.

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Live from Sibos: Bankers Talk Ripple

Sep 28, 2016 | Meghan Elison

In these videos from Sibos, clients share how they are using Ripple for global real-time settlement.

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Sibos Day 2: Standard Chartered and CGI Share News

Sep 28, 2016 | Meghan Elison

Standard Chartered and CGI both shared news on day two of Sibos on how they’re working to facilitate the Internet of Value: laying the foundations for a seamless global payments ...

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Ripple Executive Marcus Treacher Appointed to CHAPS Board

Sep 27, 2016 | Alyssa Jarrett

Marcus Treacher has joined the CHAPS Board to accelerate its innovation agenda and promote fairer access among Indirect Participants.

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Sibos 2016: Ripple Has Arrived

Sep 25, 2016 | Meghan Elison

For those attending Sibos we have a list of events featuring Ripple!

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Announcing Ripple’s Global Payments Steering Group

Sep 23, 2016 | Marcus Treacher

Bank of America Merrill Lynch, Santander, UniCredit, Standard Chartered, Westpac Banking Corporation, and Royal Bank of Canada are the founding members of the network, known as the Global Payments Steering ...

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Chris Larsen on the Internet of Value

Sep 21, 2016 | Meghan Elison

Money is not interoperable, globally. It takes days to move value from network to network and costs the world over $2 trillion a year to move that value, and blocks ...

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Several Global Banks Join Ripple’s Growing Network

Sep 15, 2016 | Meghan Elison

Standard Chartered, Westpac, National Australia Bank (NAB), Mizuho Financial Group (MHFG), BMO Financial Group, Siam Commercial Bank and Shanghai Huarui Bank are now among the global banks that have adopted ...

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Ripple Raises $55 Million in Series B Funding

Sep 15, 2016 | Alyssa Jarrett

The funding round includes participation from Standard Chartered, Accenture, SCB Digital Ventures and SBI Holdings.

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SBI Ripple Asia Announces Japanese Bank Consortium

Aug 19, 2016 | Meghan Elison

The consortium emphasized that the new payments platform will enable round-the-clock settlement at a significant savings to both banks and consumers.

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Multi-Signing in Ripple: A Q&A with David Schwartz

Aug 16, 2016 | David Schwartz

By building a network of networks using distributed financial technology, Ripple plays a central role in enabling development of the Internet of Value. Ripple’s digital asset, known as XRP, acts ...

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WEF: Distributed Ledgers Are the Foundation of New Financial Infrastructure

Aug 15, 2016 | Meghan Elison

WEF defines in no uncertain terms that the benefits of widespread adoption of DLT are essential to the financial infrastructure of the future; immutability, transparency, and autonomy are “transformative characteristics ...

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SEPA in the Age of Real-Time Payments

Aug 9, 2016 | Meghan Elison

Vocalink suggests that even this limited exposure to a payments system that is never down has reconditioned customers’ expectations of banking across Europe.

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Credit Suisse: Solving the Problems of Cross-Border Payments

Aug 8, 2016 | Meghan Elison

Using Ripple as an example of a platform that could enable not only cost-cutting but also increased revenues, Credit Suisse cited McKinsey, affirming cross-border payments as one of the most ...

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Looking Forward to Sibos 2016

Jul 29, 2016 | Meghan Elison

This year, Sibos is focused on “transforming the landscape” — a goal that Ripple shares with the entire fintech community.

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Bain: Distributed Ledger Tech Will Make Winners and Losers in Banking

Jul 20, 2016 | Meghan Elison

Bain argues that adoption and implications of DLT “will create winners and losers within the banking industry.”

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Mizuho to Pilot Ripple for Cross-Border Payments

Jul 18, 2016 | Meghan Elison

Mizuho will use Ripple’s technology to address the most common pain points in cross-border payments: high costs and settlement delay.

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Watch Real Money Cross Borders in Real Time

Jul 15, 2016 | Alyssa Jarrett

Recently, ATB Financial — a $43 billion-asset bank based in Canada — sent $1,000 to Reisebank in Germany in only eight seconds, using the Ripple protocol.

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Citi Research: Blockchain Tech Could Remake Payments Infrastructure

Jul 11, 2016 | Meghan Elison

The report names Ripple and XRP as a more efficient and scalable network for value transfer than other technologies of the same kind, specifically for real-time settlement

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Seven Leading Banks Join Ripple’s Global Network

Jun 22, 2016 | Meghan Elison

As the only provider of enterprise blockchain solutions, Ripple’s growing, global network includes 12 of the top 50 global banks, ten banks in commercial deal phases, and over 30 bank ...

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Ripple Continues Global Growth with New Luxembourg Office to Support Protocol Neutrality

Jun 20, 2016 | Alyssa Jarrett

Prime Minister Xavier Bettel of Luxembourg, left, with Chris Larsen, Ripple co-founder and CEO, and Karen Gifford, Special Advisor for Global Regulatory Affairs for Ripple. Just a few months after the ...

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Goldman Sachs: Blockchain Billions

Jun 16, 2016 | Meghan Elison

Bottom line: the fifth largest bank in the U.S. believes that blockchain tech will save banks and other businesses billions of dollars every year.

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Japan Explores the Future of Blockchain

Jun 14, 2016 | Meghan Elison

Like many countries, Japan is examining the possibilities that blockchain technology can offer more efficient infrastructure in payments, real-time settlement and an increased number of financial actors as the Internet ...

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Ripple Receives New York’s First BitLicense for an Institutional Use Case of Digital Assets

Jun 13, 2016 | David Patterson

Ripple engaged with New York’s Department of Financial Services and today received a “BitLicense” to sell and custody XRP.

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Santander Becomes the First U.K. Bank to Use Ripple for Cross-Border Payments

May 26, 2016 | Monica Long

Today Santander announced that they are the first U.K. bank to introduce Ripple’s blockchain technology to facilitate international payments through a new app. They are rolling it out as a ...

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Interledger: Beyond Blockchain

May 23, 2016 | Meghan Elison

The solution to the problem of siloed networks is ILP. ILP has no ledgers of its own; it’s a protocol suite for interoperability between ledgers.

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ECB Weighs in on Distributed Ledger Tech

May 10, 2016 | Meghan Elison

Despite the proliferation of distributed ledger solutions for many types of transactions, interoperability is still the holy grail of banking.

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Highlights from Consensus 2016

May 6, 2016 | Meghan Elison

Consensus 2016 saw keynote addresses and panel discussions on applications for blockchain or distributed ledger technology in cross-border payments.

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Nilesh Dusane Recognized as BAFT Future Leader

Apr 26, 2016 | Meghan Elison

Ripple is pleased to share the news that our VP of Global Sales and Client Relations Nilesh Dusane is part of the very first BAFT Future Leaders Program.

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Introducing CGI’s Ripple-Enabled Intelligent Gateway

Apr 19, 2016 | Meghan Elison

Ripple and CGI are pleased to announce the successful integration of Ripple’s distributed financial technology into CGI’s payments portfolio. CGI’s Ripple-enabled Intelligent Gateway is one of the first solutions ...

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Looking Forward to NACHA #PAYMENTS2016

Apr 15, 2016 | Meghan Elison

Ripple CEO Chris Larsen will be part of a panel that addresses the slow, uncertain, and costly nature of our current cross-border payment system. With The Bancorp’s Cheryl Gurz and ...

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MIT Running a Ripple Validator

Apr 12, 2016 | David Patterson

This new experiment, led by Professor Alex "Sandy" Pentland and Managing Director David Shrier, will take MIT’s experiential research approach to blockchain and provide new opportunities to test and deploy ...

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HSBC Executive and SWIFT Board Member Joins Ripple

Apr 11, 2016 | David Patterson

Based in our London office, Marcus Treacher will apply his extensive background in payments and banking infrastructure to help implement and commercialize Ripple’s distributed financial technology on a global scale.

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Chris Larsen to Guest Lecture for MIT Future Commerce

Mar 16, 2016 | Sam Paddock

The 12-week online class is an exciting opportunity for financial services, insurance, or banking professionals as well as entrepreneurs around the world who want to access the world-class education associated ...

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White & Case: the Blockchain Revolution in Financial Services

Mar 11, 2016 | Meghan Elison

The most successful firms will be those that take advantage of these opportunities to harness fintech and the blockchain revolution.

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Ripple Partners with Crypto Facilities for XRP Derivatives

Feb 29, 2016 | Vijay Chetty

Ripple’s partnership with Crypto Facilities plays a key role as we commercialize XRP for institutional use cases.

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Ripple and XRP Can Cut Banks’ Global Settlement Costs Up to 60 Percent

Feb 23, 2016 | Monica Long

In an industry first ROI analysis, we find that Ripple can save banks up to 60 percent in costs associated with global interbank settlements.

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Looking Forward to the W3C Interledger Payments Community Group Meeting

Feb 22, 2016 | Meghan Elison

Registration is still open for attendance in person at Ripple’s San Francisco headquarters, as well as remote attendance from anywhere around the world. The W3C Interledger Community Group is still ...

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Accenture on Ethics: Banks Could Boost Earnings by $500 Million a Year

Feb 16, 2016 | Meghan Elison

In the past, we’ve seen sweeping regulatory action whenever those consequences are costly on a global scale. However, despite legislative requirements, big mistakes have their roots in the ethical quandaries ...

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The Block Chain Conference 2016: Highlights

Feb 12, 2016 | Meghan Elison

The biggest common thread at #TBCCSF 2016 was a need for collaboration toward a scalable industry standard for blockchain technology to fundamentally change the way the world moves money.

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Fed Releases Faster Payments Progress Report

Feb 2, 2016 | Alec Liu

One year after creating the Faster Payments Task Force, the Fed has released its first official progress report.

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Join the Interledger Community Meeting

Feb 2, 2016 | Meghan Elison

We’d like to invite you to join us for the first face-to-face meeting of the Interledger community.

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Ripple’s Deal With Japanese Multinational Opens Door for Rapid Asian Expansion

Jan 28, 2016 | Alec Liu

Ripple announced its deal with SBI Holdings late Thursday night—which, frankly, has all of us here very, very excited.

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Bank of England: How Our Modern Payment System Began at a Bar

Jan 28, 2016 | Alec Liu

Last night, the Bank of England hosted a dinner where they announced their new real-time gross settlement initiative.

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Highlights from the World Economic Forum 2016

Jan 26, 2016 | Meghan Elison

As we build the Internet of Value, we at Ripple study the way the world changed when information began to move faster than ever before, and we plan for a ...

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New DTCC White Paper Gets Real About Blockchain Hype

Jan 25, 2016 | Alec Liu

The DTCC balances blockchain hype with its latest white paper on the potential of distributed financial technology.

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Chris Larsen at Davos: The Merging of the Web, the Physical Web and the Value Web

Jan 22, 2016 | Alec Liu

The Internet of Value is a key puzzle piece for opening up the scope of where our economy is going.

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IMF at Davos: Distributed Ledger Technology is Extremely Beneficial

Jan 20, 2016 | Alec Liu

The International Monetary Fund believes distributed ledger technology can have a profound impact on the global economy.

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Vermont Realizes They Don’t Need the Blockchain

Jan 20, 2016 | Alec Liu

Vermont has taken an about-face on blockchain technology concluding that the costs outweigh the benefits.

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Mike Hearn: Bitcoin Has Failed

Jan 14, 2016 | Alec Liu

The former Bitcoin Core developer was unequivocal in a scathing blog post published earlier today.

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Earthport Launches Distributed Ledger Hub

Jan 12, 2016 | Meghan Elison

Clients can access a network of over 60 countries through Earthport’s API, which facilitates near-instant and cost-effective transfers in fiat currencies.

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Wired: A Global Standard for Payments

Jan 6, 2016 | Alec Liu

Wired has a great piece on the Interledger Protocol (ILP), a protocol for transferring value between any two ledgers.

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Every Business is a Payments Business

Jan 4, 2016 | Meghan Elison

It’s easier to become a payments company than to deal with antiquated card and payments systems.

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Looking Forward to Davos 2016

Dec 21, 2015 | Meghan Elison

Ripple’s CEO and co-founder Chris Larsen will participate in the event as a 2015 WEF Technology Pioneer, representing distributed financial technologies.

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Distributed Ledger Technology Offers Solutions for Trade Finance in Asia

Dec 16, 2015 | Meghan Elison

A variety of players in the financial ecosystem are exploring and adopting more use cases for distributed financial technology.

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Capgemini: Blockchain Tech Can Transform Global Financial Network

Dec 11, 2015 | Alec Liu

Capgemini has published its incredibly comprehensive World Payments Report 2015, which does a good job of highlighting many of the themes we’ve seen popping up all year.

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Accenture Report: APAC Fintech Investments Signal Major Opportunity in Payments

Dec 3, 2015 | Meghan Elison

Ripple partner Accenture published a brief report based on investment data from global venture finance analytics firm CB Insights last week.

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Why Banks Are Abandoning Traditional Cross-Border Payments in One Chart

Nov 19, 2015 | Alec Liu

The world's biggest banks are retreating from cross-border payments for one simple reason.

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What the Blockchain Means for Banks

Nov 12, 2015 | Alec Liu

Euromoney has a great primer on the impact of distributed ledger technology, penned by Peter Lee.

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Financial Inclusion Can Generate $380 Billion in Revenues for Banks

Nov 12, 2015 | Alec Liu

Banks could generate $380 billion in annual revenues by leveraging financial inclusion opportunities in emerging markets in five years, according to a report by Accenture.

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Correspondent Banking’s Steady Decline

Nov 10, 2015 | Alec Liu

The world’s infrastructure for facilitating global payments is in decline, according to the latest report from the Financial Stability Board (FSB).

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Blockchain Investment By Financial Institutions in One Chart

Nov 5, 2015 | Alec Liu

No longer delegated to the digital backwater, financial institutions are scurrying to dive into the burgeoning space founded on distributed ledgers.

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Money 20/20: How Banks Can Leverage Distributed Financial Technology

Nov 2, 2015 | Alec Liu

Last week, Ripple was at Money 20/20 in Las Vegas, where co-founder and CEO Chris Larsen participated in a panel focused on specific use cases of distributed ledger technology.

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McKinsey: The Powerful Forces Reshaping the Payments Landscape

Oct 30, 2015 | Alec Liu

A healthy global payments landscape will be altered by four powerful forces, reports McKinsey.

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Needham Report: Welcome to the Internet of Value

Oct 29, 2015 | Meghan Elison

A new report suggests that although multiple applications for distributed financial technology currently exist, there are universal benefits to improving certainty and lowering the cost of payments.

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BIS Describes Peak Correspondent Banking

Oct 26, 2015 | Alec Liu

The Bank for International Settlements commissioned a report on the state of correspondent banking by the Committee on Payments and Market Infrastructures (CPMI), which was published this month.

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WEF Report: Distributed Financial Technology Goes Mainstream by 2027

Sep 22, 2015 | Alec Liu

A new survey from the World Economic Forum found that distributed financial technology could enter the mainstream in as little as twelve years.

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Ripple Labs Named a Technology Pioneer by World Economic Forum

Aug 5, 2015 | Meghan Elison

Ripple Labs is proud to announce that we have been named one of the World Economic Forum’s “Technology Pioneers” for our innovative distributed ledger technology.

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McKinsey: New Partnership Models in Transaction Banking

Jul 20, 2015 | Meghan Elison

The report points out that the threat of disintermediation looming over banks can be neutralized through the implementation of judicious partnerships and white-labeling of technological products that update aging infrastructure.

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World Economic Forum Report: The Rise of Non-Traditional Payment Systems

Jul 2, 2015 | Meghan Elison

As part of the report’s key findings for payments, the WEF concluded that the greatest potential for “decentralized and non-traditional payment schemes” such as distributed ledgers “may be to radically ...

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Santander: Distributed Ledger Tech Could Save Banks $20 Billion a Year

Jun 16, 2015 | Alec Liu

The next wave of financial innovation “will deliver fundamental changes to the infrastructure and processes at the core of the financial services industry,” argues a new paper published this week ...

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Ripple Labs Elected to Fed Steering Committee for Faster Payments

Jun 15, 2015 | Alec Liu

Ripple Labs is honored to have Ryan Zagone, Head of Research on the Business Development team, elected to the Federal Reserve’s Faster Payments Task Force Steering Committee.

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Daily Fintech: Real-time Payments is a Game-changer

Jun 4, 2015 | Alec Liu

Bernard Lunn of the Daily Fintech has published a great layman’s overview of real-time payments. In Lunn’s version of the future, the ability to economically send small transactions in real-time ...

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Gates Foundation: Lessons Learned About Payments Systems

Jun 2, 2015 | Alec Liu

The Gates Foundation recently published a comprehensive report on designing payments systems for financial inclusion called The Level One Project Guide.

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McKinsey: Why Banks Should Invest in Payments Infrastructure

May 28, 2015 | Alec Liu

Last September, McKinsey released a report overviewing the “global trend toward improving payments systems and architectures on a national scale.”

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NACHA Banks Approve Same-Day Settlement in U.S.

May 20, 2015 | Alec Liu

NACHA, the Electronics Payments Association, announced yesterday that its membership banks have approved a proposal that will enable same-day settlement through ACH for consumers and businesses among 12,000 financial institutions ...

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Ripple Labs Raises $28 Million From IDG Capital Partners, CME Group, Seagate, and Others

May 18, 2015 | Alec Liu

Ripple Labs is pleased to announce that we have raised $28 million in Series A financing. The round includes IDG Capital Partners, the venture arm of CME Group (the world’s ...

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European Banking Association Emphasizes Promise of Distributed Ledgers

May 14, 2015 | Alec Liu

The European Banking Association (EBA) has published a new research paper analyzing the innovation and use cases of distributed consensus ledgers.

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CGAP: Why an Open Payments Infrastructure Matters for Financial Inclusion

May 1, 2015 | Chloe Hunt

While the financial services sector has begun adopting open protocols to enable interconnectivity, the payments sector has yet to adopt a fully open settlement protocol to enable global connectivity, leaving ...

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European Payments Council: Ripple for Inter-bank Payments

Apr 30, 2015 | Alec Liu

Ripple Labs published an article with the European Payments Council (EPC) earlier this week, describing the role of the Ripple protocol for enabling real-time, cross-border payments.

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Milken Institute: Bringing Financial Inclusion to the Underserved

Apr 29, 2015 | Alec Liu

Ripple Labs co-founder and CEO Chris Larsen participated in a panel at the Milken Institute Global Conference on financial inclusion Tuesday.

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RippleWorks Launches to Support Global Entrepreneurs Building Paths out of Poverty

Apr 23, 2015 | Chloe Hunt

We’re thrilled to announce RippleWorks – a social venture committed to accelerating the pace and scale of promising social entrepreneurs building paths out of poverty worldwide.

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Ripple Labs and Aite Group Host Webinar on Global Payments

Apr 15, 2015 | Chloe Hunt

Ripple Labs and Aite Group hosted a joint webinar last week to discuss the challenges of modernizing real-time global payments.

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Ripple Labs Joins International Payments Framework Association

Mar 4, 2015 | Chloe Hunt

Ripple Labs is thrilled to join the International Payments Framework Association (IPFA), which provides rules sets, best practices, and guidelines to improve cross-border payments.

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Ripple Labs joins the Center for Financial Services Innovation

Feb 10, 2015 | Chloe Hunt

Ripple Labs is the newest member of the Center for Financial Services Innovation Network (CFSI), an organization dedicated to improving financial health with an emphasis on reaching the underserved. Operating ...

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Ripple Labs Makes Fast Company’s 2015 Most Innovative Companies List

Feb 9, 2015 | Chloe Hunt

Ripple Labs is honored to be recognized as the world’s fourth Most Innovative Company in Money for 2015 by Fast Company. The inclusion by Fast Company in its annual list ...