Join the Global
Settlement Network

Instant, certain, low-cost international payments

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What is Ripple?

Ripple’s distributed financial technology allows for banks around the world to directly transact with each other without the need for a central counterparty or correspondent.

distributed financial technology

Why Ripple?

Ripple enables banks to compress operational costs and offer new services for cross-border payments.

distributed financial technology

Direct bank to bank settlement

distributed financial technology

Instant settlement

distributed financial technology

Real-time traceability of funds

distributed financial technology

Lowest total cost of settlement

Banks Are Adopting

Ripple’s distributed approach and global network enable simpler and faster cross-border payments. We partner with financial institutions to deliver real-time certainty for every settlement, resulting in the lowest total cost for any transaction.

of the top 50 banks work with Ripple
active integrations
countries accessible through the Ripple network
exchanges processed on the Ripple network

What Others Are Saying

“Ripple's traction with regulators, central banks and commercial banks globally, combined with its large implementation team and product leadership, make it the most credible partner in distributed financial technology for anyone considering a commercial implementation for international payments.” Mariano Belinky, Managing Partner, Santander InnoVentures (Ripple Investor)
“With Ripple’s real-time settlement solution, corporate treasury can effectively address international payments instantaneously while freeing up working capital.” Dave Morton, Senior Vice President, Finance and Treasury at Seagate Technology (Ripple Investor)
“With Ripple, we can deliver a superior banking experience at a fraction of the time and cost.” Matthias Kröner, CEO of Fidor Bank AG
“We believe Ripple is the answer for the cross-border payments use case. Banks need to come together to collaborate. With others, it will take 1-2 years to realize the benefits. With Ripple, it’s ready today.” Michael O’Loughlin, Director, Global Payments Solutions