Ripple works with financial institutions, regulators and central banks around the world to build regulatory frameworks for crypto and blockchain. Learn more about our commitment to doing business ethically and how we approach key blockchain public policy issues that impact cryptocurrency and the global economy.

Policy Focus Areas

Crypto Regulation

Ripple collaborates with international governments and standard-setting bodies on regulatory standards to support clear regulatory guidance that leads to predictable outcomes to help crypto innovation and growth flourish.

Financial Inclusion

We invest in building blockchain and digital asset technology that can accelerate global financial inclusion by transforming how unbanked and underbanked populations access basic financial services.

Climate Change

Ripple is committed to a clean, prosperous and secure low-carbon future, with a plan to reach carbon net-zeroby 2030.


Ripple works with central banks—like Bhutan’s central bank, the Royal Monetary Authority (RMA)— that wish to issue their own digital currency, to act as a secure platform for those CBDC transactions.

Know Your Customer and Anti-Money Laundering Act (KYC/AML)

Crypto is inherently transparent, and Ripple is committed to complying with applicable AML and sanctions laws, as well as reporting suspicious activity to FINCEN as applicable.

Fact Sheets

Download the fact sheets below to learn more about Ripple, crypto, and XRP.

Ripple's Global Blockchain Public Policy Perspectives