Ripple’s Global Public Policy
Ripple works with financial institutions, regulators and central banks around the world to build regulatory frameworks for crypto and blockchain. Learn more about our commitment to doing business ethically and how we approach key blockchain public policy issues that impact cryptocurrency and the global economy.
Policy Focus Areas
Crypto Regulation
Ripple collaborates with international governments and standard-setting bodies on regulatory standards to support clear regulatory guidance that leads to predictable outcomes to help crypto innovation and growth flourish.
Financial Inclusion
We invest in building blockchain and digital asset technology that can accelerate global financial inclusion by transforming how unbanked and underbanked populations access basic financial services.
Climate Change
Ripple is committed to a clean, prosperous and secure low-carbon future, with a plan to reach carbon net-zeroby 2030.
CBDCs
Ripple works with central banks—like Bhutan’s central bank, the Royal Monetary Authority (RMA)— that wish to issue their own digital currency, to act as a secure platform for those CBDC transactions.
Fact Sheets
Download the fact sheets below to learn more about Ripple, crypto, and XRP.
Ripple's Global Blockchain Public Policy Perspectives
Global
- Submission to the Basel Committee on Banking Supervision on the consultative paper “Prudential treatment of cryptoasset exposures
- Submission to the Basel Committee on Banking Supervision on the discussion paper “Designing a prudential treatment for crypto-assets
- Comment Letter Submission for the GPFI Consultative Document on Financial Inclusion
United States
Congress and Regulatory Authorities
- Response to Senator Toomey’s Request for Feedback
- Letter to the OCC re: Digital Activities of National Banks and Federal Savings Associations August 2020
- Letter to the Uniform Law Commission re: Virtual Currency Business Act 24 February 2017
- Submission to the Office of the Comptroller of the Currency: FinTech Charter, 13 January 2017
- Submission to the Office of the Comptroller of the Currency: Responsible Innovation, 30 May 2016
- Submission to the Conference of State Bank Supervisors on Emerging Payment Technologies
- Letter to the Uniform Law Commission re: Virtual Currency Standard 01 April 2016
NY BitLicense
Europe
- Public consultation an EU framework for markets in crypto-assets
- Publication in Banque de France Financial Stability Review: Policy and Legal Implications, April 2016
- Submission to the European Central Bank and Suomen Pankki for Consideration at the Joint Conference: “Getting the Balance Right: Innovation, Trust and Regulation in Retail Payments.”
United Kingdom
- Submission to the Bank of England on the discussion paper “New Forms of Digital Money”
- HMT Cryptoassets promotions: Consultation
- HMT Payments Landscape Review: Call for Evidence
- Submission to HM Treasury’s Call for Information on Digital Currencies
- Submission to the Payment Systems Regulator Consultation (CP 14/1)
Australia
Canada
Asia
- Submission to the Competition Commission of India on the discussion paper “Blockchain technology and competition”
- Submission to the Bank of Thailand on the discussion paper “The way forward for retail central bank digital currency in Thailand”
- Comments on the MAS Proposed Payments Framework 29 October 2016
- Comments on the MAS FinTech Regulatory Sandbox Guidelines 06 July 2016