• Ripple Leader - Chris Larsen

    Chris Larsen

    Chris Larsen is Executive Chairman of Ripple’s board of directors and former CEO and co-founder of Ripple. Prior to Ripple, Chris cofounded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-LOAN, a publicly traded online lender. During his tenure at E-LOAN, he pioneered the open access to credit scores movement by making E-LOAN the first company to show consumers their FICO scores.

  • Ripple Leader - Susan Athey

    Susan Athey

    Susan Athey is Professor of Economics at Stanford Graduate School of Business. She received her bachelor’s degree from Duke University and her Ph.D. from Stanford, and she holds an honorary doctorate from Duke University. She previously taught at the economics departments at MIT, Stanford and Harvard. In 2007, Professor Athey received the John Bates Clark Medal, awarded by the American Economic Association to “that American economist under the age of forty who is adjudged to have made the most significant contribution to economic thought and knowledge.” She was elected to the National Academy of Science in 2012 and to the American Academy of Arts and Sciences in 2008. Professor Athey’s current research focuses on the economics of the internet, internet search, online advertising and the news media, and virtual currencies. She advises governments and businesses on the design of auction-based marketplaces, notably since 2007 serving as a long-term consultant to Microsoft Corporation in a variety of roles, including chief economist.

  • Ripple Leader - Brad Garlinghouse

    Brad Garlinghouse

    Brad is the CEO of Ripple and a member of the Board of Directors. Prior to Ripple, Brad served as the CEO of file collaboration service Hightail. Previously, he was President of Consumer Applications at AOL from 2009 to 2012 and held various positions at Yahoo! from 2003 to 2009, including Senior Vice President. Brad formerly served as CEO of Dialpad Communications, held management positions at SBC Communications and @Home Network and was an advisor to Silverlake Partners. He currently serves on the Board of Directors of Animoto and OutMatch and has held board positions at Ancestry.com and Tonic Health.

  • Ripple Leader - Ben Lawsky

    Ben Lawsky

    Ben has over 20 years’ experience in law and financial services regulation at both the federal and state levels, including being the former superintendent of financial services for the state of New York, chief of staff for Governor Andrew Cuomo, and co-chair of Governor Cuomo’s Cyber Security Advisory Board. He also created BitLicense — an industry-leading regulation for digital-asset businesses operating in New York state.

  • Ripple Leader - Anja Manuel

    Anja Manuel

    Former diplomat, author, and advisor on emerging markets, Anja Manuel is Co-Founder and Partner along with former Secretary of State Condoleezza Rice, former National Security Advisor Stephen Hadley and former Secretary of Defense Robert Gates, in Rice, Hadley, Gates & Manuel LLC, a strategic consulting firm that helps US companies navigate international markets.

    She is the author of the critically acclaimed This Brave New World: India, China and the United States, published by Simon and Schuster in 2016. From 2005-2007, she served as an official at the U.S. Department of State, responsible for South Asia Policy. Earlier in her career, Ms. Manuel was an attorney at WilmerHale working on corporate governance, international and Supreme Court cases, and represented special committees of major corporate boards before the US Congress, Department of Justice and the SEC. She was also an investment banker at Salomon Brothers in London.

    A graduate of Harvard Law School and Stanford University, Manuel now also lectures at Stanford University. Ms. Manuel serves on a number of corporate and non-profit boards and is a frequent commentator on foreign policy for tv, radio and print press. She is the Director of the Aspen Strategy Group and Aspen Security Forum -- the premier bi-partisan forum on foreign policy in the U.S. -- and is a member of the Council on Foreign Relations.

  • Ripple Leader - Yoshitaka Kitao

    Yoshitaka Kitao

    Yoshitaka Kitao is the President and CEO of SBI Holdings Inc. He earned degrees from both Keio University (1974) and Cambridge University (1978). Prior to his role at SBI, he held multiple positions within Nomura Securities Co., Ltd. (1974-1995) as well as Softbank Corporation (1995-1999). Kitao became the Representative Director, President of SOFTBANK INVESTMENT CORPORATION, currently SBI Holdings Inc., in 1999, and has led the company to become one of the biggest financial conglomerates in Japan.

  • Ripple Leader - Craig Phillips

    Craig Phillips

    Craig Phillips brings more than 35 years of private and public sector leadership experience to Ripple, having held senior roles at BlackRock, Morgan Stanley and Credit Suisse. Most recently, Craig served as Counselor to Secretary of the Treasury Steven Mnuchin where he oversaw Domestic Finance. In that capacity, he led policy development for regulatory reform of the financial system under Executive Order 13772, representing a dynamic calibration of the regulation through an agile and properly tailored approach. He also supported the policy development for housing finance reform and supported efforts to enhance the financial sector's cybersecurity. Craig holds a degree in economics from Vanderbilt University.

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