Board of Directors

Chris Larsen

Chris Larsen is Executive Chairman of Ripple’s board of directors and former CEO and co-founder of Ripple. Prior to Ripple, Chris cofounded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-LOAN, a publicly traded online lender. During his tenure at E-LOAN, he pioneered the open access to credit scores movement by making E-LOAN the first company to show consumers their FICO scores.

Susan Athey

Susan Athey is Professor of Economics at Stanford Graduate School of Business. She received her bachelor’s degree from Duke University and her Ph.D. from Stanford, and she holds an honorary doctorate from Duke University. She previously taught at the economics departments at MIT, Stanford and Harvard. In 2007, Professor Athey received the John Bates Clark Medal, awarded by the American Economic Association to “that American economist under the age of forty who is adjudged to have made the most significant contribution to economic thought and knowledge.” She was elected to the National Academy of Science in 2012 and to the American Academy of Arts and Sciences in 2008. Professor Athey’s current research focuses on the economics of the internet, internet search, online advertising and the news media, and virtual currencies. She advises governments and businesses on the design of auction-based marketplaces, notably since 2007 serving as a long-term consultant to Microsoft Corporation in a variety of roles, including chief economist.

Brad Garlinghouse

Brad is the CEO of Ripple and a member of the Board of Directors. Prior to Ripple, Brad served as the CEO of file collaboration service Hightail. Previously, he was President of Consumer Applications at AOL from 2009 to 2012 and held various positions at Yahoo! from 2003 to 2009, including Senior Vice President. Brad formerly served as CEO of Dialpad Communications, held management positions at SBC Communications and @Home Network and was an advisor to Silverlake Partners. He currently serves on the Board of Directors of Animoto and OutMatch and has held board positions at Ancestry.com and Tonic Health.

Ken Kurson

Ken Kurson is Editor in Chief at Observer Media. He wrote Esquire’s “Green” column for 17 years, focusing on personal finance, financial investment and financial technology. He also founded Green Magazine and published a book entitled The Green Magazine Guide to Personal Finance (Doubleday, 1997). Ken used these platforms to take complex financial concepts and explain them in a way that is less intimidating to the average reader. Previously, he was a financial analyst for CNNFN, an editor at large for Money and the Executive Vice President at Jamestown Associates.

Takashi Okita

Takashi Okita is the CEO of SBI Ripple Asia, the joint venture between Ripple and SBI Holdings.

Prior to SBI Ripple Asia, he co-founded and served as CEO of VeriTrans, a leading online payment solution provider in Japan. In 2012, Okita-san co-founded econtext Asia and worked to expand the e-commerce payment business from Hong Kong across Asia, implementing joint ventures in China, India, Indonesia and Vietnam.

Elected as one of the “100 People to Change Japan” by Nikkei Business, Okita-san has been recognized as one of the youngest CEOs with companies listed on both the JASDAQ and the Hong Kong Stock Exchange. He also founded and served as chairman of the E-commerce Asia Association and Japan’s E-commerce Payment Forum. Additionally, Okita-san served as a council member for the Financial Agency of Japan.

Arjan Schütte

Arjan Schütte is the founder and a managing partner of Core Innovation Capital, a leading venture capital fund investing in financial services companies that empower everyday Americans. His investments include Ripple, Oportun, CoverHound, and TIO Networks. Schütte is a Senior Advisor to the Center for Financial Services Innovation, the nation’s leading authority on financial health, which he helped start in 2004. He also serves on the boards of CoverHound, SavvyMoney, and TIO Networks, as well as the Consumer Financial Protection Bureau’s Consumer Advisory Board. Schütte earned his Master’s from the Media Laboratory at MIT, as an Interval Research Fellow.

Gene Sperling

Gene Sperling served as National Economic Council Director and National Economic Advisor under President Clinton from 1997 to 2001 and then under President Obama from 2011 to 2014. Prior, he was senior counselor to Treasury Secretary Geithner, advising on financial crisis and auto rescue issues as well as being lead advisor on fiscal and jobs issues. In 2008, he was a chief economic advisor to Hillary Clinton during her Presidential campaign.

He is currently President of Sperling Economic Strategies, which advises financial companies, start-ups, Fortune 500 companies and philanthropies, including PIMCO. Sperling was named one of the 100 Most Powerful People in Global Finance by Worth Magazine and as one of the 50 Most Powerful People in Washington by GQ. Sperling graduated from the University of Minnesota and Yale Law School, and attended Wharton Business School.