New digital currency enters the market with the promise of offering safer and more accessible solutions for online transactions, for both individuals and businesses
São Paulo, May 22, 2025 – Braza Group has just announced the launch of the new USDB stablecoin on the XRP Ledger (XRPL), a decentralized layer-1 blockchain designed for efficient tokenization and the exchange of real-world assets. Pegged 1:1 to the US dollar, USDB is 100% backed by assets such as U.S. and Brazilian government bonds and is regularly audited. The digital asset combines the stability of traditional currency with the benefits of blockchain technology. Its goal is to offer secure and cost-effective solutions for digital transactions by individuals and companies.
With over 15 years in operation and currently ranking 6th in Brazil’s interbank operations according to BACEN, Braza moved USD 1.079 billion in just 24 hours this April—nearly BRL 6 billion transacted in the interbank market. The leading foreign exchange bank already includes another stablecoin in its portfolio, the BBRL, launched earlier in 2025. Both BBRL and USDB are issued on the XRPL giving Braza a unified, scalable infrastructure to support real-world financial use cases onchain.
According to Marcelo Sacomori, CEO of Braza Group, launching another digital asset is a way to foster new business models and add value to both the Latin American and global markets. “With USDB, Brazilian individuals and companies gain new alternatives to hedge against volatility and speed up their operations. We are committed to offering a stablecoin that not only meets but exceeds the highest standards of security and compliance. Our mission is to contribute to a more inclusive and efficient financial ecosystem,” says Sacomori.
Tied to the U.S. dollar, USDB enables fast and low-cost international transactions, especially benefiting those who need to send remittances abroad or preserve value in a strong currency. Additionally, it expands access to the digital financial market in a more inclusive way. “USDB not only enables stable commercial transactions but also enhances efficiency and security in the market. Our goal is to build a network that provides high liquidity for this currency,” adds Marcelo.
Now available to institutional clients, the stablecoin has also been made accessible to B2C users through the Braza On app starting in May. USDB is positioned as a solid and accessible alternative in the Brazilian financial landscape, with the promise of transforming the way digital transactions are conducted. It also marks a milestone in financial modernization, allowing companies and consumers to move between the traditional and digital markets with agility and safety.
“By issuing both BBRL and USDB on the XRP Ledger, Braza is helping lay the foundation for a more connected and efficient digital asset community in Brazil,” said Silvio Pegado, Managing Director, LATAM at Ripple. “With the XRPL’s proven reliability and built-in compliance features, these stablecoins give businesses and individuals a faster, more secure way to move value across borders.”
Outlook for 2025
Sacomori believes 2025 will be a year of regulatory advances in the cryptoasset sector.
“We’re optimistic. Regulation should make the market safer, especially regarding asset custody for financial institutions, an area where we’re already prepared. We’re also ready for the entry of global exchanges into Brazil and to adapt to further refinements in the foreign exchange market,” he reveals.
The executive projects significant growth in demand for the group's stablecoins, BBRL and USDB.
“We believe that by the end of next year, USDB could account for about 30% of Brazil’s USD-pegged stablecoin market. This will be driven not only by our established presence but also by the creation of new pathways for global currency settlement.”
Finally, Sacomori believes global foreign exchange will be dominated by stablecoins within five years.
“We’re positioning ourselves to lead this movement. We began by selling these assets in the institutional market, serving Brazilian companies with specific demands, and over time, we’ve captured a significant share of the sector. Today, we are already a benchmark,” he concludes.