A Digital Asset Built for Global Payments

XRP offers financial institutions the fastest, lowest cost option for sourcing liquidity in cross-border payments.

How Is XRP Used?

Faster, less costly and more scalable than any other digital asset, XRP and the XRP Ledger are used to power innovative technology across the payments space.

RippleNet customers can use XRP for sourcing liquidity in cross-border transactions, instead of pre-funding—ensuring instant settlement, lower exchange fees and more efficient use of working capital.

This same technology is also leveraged in use cases for micropayments, e-commerce, exchanges and peer-to-peer services. XRP and the XRP Ledger are open-source technology that anyone can build on. To get started, learn more at XRPL.org.



Payments moving across the XRP Ledger settle in 4 seconds.


3 Sec


2+ Min


1+ Hours

Traditional Systems

3-5 Days


XRP consistently handles 1,500 transactions per second, 24x7, and can scale to handle the same throughput as Visa.*

*Source: 65,000+ transactions per second, as of July 15, 2019


Open-source technology, built on the principles of blockchain with a growing set of validators.


XRP’s seven-year track record of stable technology and governance makes it ready for institutional and enterprise use.
stableEstablishedin 2012Dedicated team of world-class engineersNegligible energy consumptionAll ledgers closedwithout issuesince inception42,304,432

XRP Price and Volume

For more metrics, see XRP Market Performance.

XRP Price Today


30-Day XRP Volume

Billion USD

Learn More About On-Demand Liquidity