Partnership supports the bank’s crypto-native clients overcome challenges accessing traditional banking infrastructure
ZUG, SWITZERLAND, December 12, 2025 - Ripple, a financial technology company that offers crypto solutions for businesses, today announced a new partnership with AMINA Bank AG (“AMINA Bank”), to support near real time cross-border payments for AMINA Bank’s clients using Ripple Payments. AMINA Bank, a Swiss Financial Market Supervisory Authority FINMA-regulated crypto bank with global reach, becomes the first European bank to use Ripple’s licensed end-to-end payments solution.
By using Ripple’s payments infrastructure, AMINA Bank will continue to solve the challenge of integrating blockchain operations with traditional bank rails. AMINA Bank’s integration of Ripple Payments will enable the bank’s clients to reduce the friction that typically arises between blockchain and traditional banking rails. This will enable AMINA Bank’s clients to move funds seamlessly and settle transactions more efficiently without relying on traditional payment infrastructure, making transactions faster, lower cost, and with increased reliability and transparency.
“Native web3 businesses often run into friction when working with legacy banking systems,” said Myles Harrison, Chief Product Officer at AMINA Bank. “This is particularly the case for cross-border stablecoin transactions which traditional banks are yet to widely adopt. Our clients need payment infrastructure that can handle both fiat and stablecoin rails simultaneously, but traditional correspondent banking networks weren't designed to support this. With Ripple’s support, we are now able to significantly increase our capability, reducing cross-border friction and helping our crypto-native clients maintain their competitive edge.”
AMINA Bank’s adoption of Ripple Payments underscores its commitment to using cutting-edge technology to maintain a competitive edge and expand its core banking services by enabling the bank to better serve its clients – both crypto-native companies and traditional financial institutions who have embraced crypto.
"Our partnership with AMINA Bank enables them to serve as the on-ramp for digital asset innovators into traditional financial infrastructure,” said Cassie Craddock, Managing Director, UK & Europe at Ripple. “Through our licensed payments technology we are providing a crucial bridge between fiat and blockchain rails to AMINA Bank’s clients, giving them access to seamless payments using Ripple USD (RLUSD) and other stablecoins, as well as the ability to make rapid payouts in multiple currencies. AMINA Bank embodies the forward-thinking approach needed to advance wider adoption of digital assets technology and we’re proud to support them in serving their clients with the most secure, resilient and compliant digital asset technology on the market.”
The partnership extends the existing relationship between Ripple and AMINA Bank, which saw AMINA Bank become the first bank globally to support RLUSD earlier this year, when it began offering custody and trading services to its clients holding RLUSD.
Thanks to its secure and reliable payment rails, Ripple Payments has expansive global coverage representing more than 90% of the daily FX markets and processing more than $95 billion in volume. Ripple’s licensed payments solution is now available in Australia, Brazil, Dubai, Mexico, Singapore, Switzerland, and the U.S.
About Ripple
Ripple is a financial technology company that offers crypto solutions for businesses. Ripple Payments uses blockchain to make cross-border payments faster, more transparent, and widely accessible. Ripple Custody offers customers a secure way to store and manage digital assets. Through Ripple Prime, the company offers a global, multi-asset prime brokerage for institutional customers. Ripple's stablecoin (RLUSD) and the cryptocurrency, XRP, are leveraged across these solutions to make traditional finance more efficient and enable new ways to utilize digital assets.
About AMINA Bank
Founded in April 2018 and established in Zug (Switzerland), AMINA Bank AG is a pioneer in the crypto banking industry. In August 2019, AMINA Bank AG received the Swiss Banking and Securities Dealer License from the Swiss Financial Market Supervisory Authority (“FINMA”). In February 2022, AMINA Bank AG, Abu Dhabi Global Markets (“ADGM”) Branch received Financial Services Permission from the Financial Services Regulatory Authority (“FSRA”) of ADGM to Advise on Investments or Credit, Arrange Deals in Investment, Arrange Credit and Arrange Custody for Professional Clients as defined in the Conduct of Business (“COBS”) Rulebook. In November 2023, AMINA (Hong Kong) Limited received its Type 1 (Dealing in Securities), Type 4 (Advising on Securities) and Type 9 (Asset Management) licenses from the Securities and Futures Commission (“SFC”). In October 2025, the firm’s Type 1 license was further approved for uplift to include digital asset dealing services for Professional Investors under Hong Kong’s digital asset regulatory framework. In October 2025, AMINA (Austria) AG (“AMINA EU”) received its CASP license from Austria’s Financial Market Authority (“FMA”) under the Markets in Crypto-Assets Regulation (MiCAR) framework, authorising AMINA EU to provide: (i) custody of crypto assets, (ii) exchange of crypto assets for fiat currencies or other crypto assets, (iii) transfer services, and (iv) portfolio management of crypto assets.