License granted by Luxembourg’s CSSF further expands Ripple’s regulatory footprint and set to accelerate the expansion of Ripple Payments across the European Union

Luxembourg — February 2, 2026 – Ripple, the leading provider of blockchain-based enterprise solutions across traditional and digital finance, today announced it has received full approval of its Electronic Money Institution (EMI) license from Luxembourg's Commission de Surveillance du Secteur Financier (CSSF). Ripple announced preliminary approval of its EU license last month, and has since fulfilled all conditions required by the CSSF, which has now granted Ripple full approval as an EMI in the European Union.

"Securing our full EMI license in the EU is a transformative milestone that reinforces Ripple’s presence at the heart of European finance," said Cassie Craddock, Managing Director, UK & Europe at Ripple. "Europe has always been a strategic priority for us, and this authorization allows us to scale our mission of providing robust, compliant blockchain infrastructure to clients across the EU. We are now better positioned than ever to help European businesses transition into a more efficient, digital-first financial era."

The news that Ripple has received its full EU EMI license comes at a time when Ripple’s global license portfolio is expanding rapidly. Only last month Ripple received its EMI licence and Cryptoasset Registration from the UK’s Financial Conduct Authority (FCA).

Ripple now has more than 75 regulatory licences around the world, making it one of the most licensed crypto companies. Few other digital assets companies come close to this level of regulatory oversight, putting Ripple in a strong position to scale its digital assets solutions to support institutions as they move from legacy technology to modern digital asset infrastructure.