Ripple helps Siam Commercial Bank drive innovation with instant cross-border remittances.

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SCB is Thailand’s longest established bank and one of the largest banks in terms of market capital assets, offering four models for inbound services with >$300M.

Cross-Border Payments


To create innovative customer experiences and be a digital banking leader in Thailand and Southeast Asia.


Ripple's cross-border payments solution helps SCB integrate with partners around the world, allowing the bank to provide customers with instant, low cost cross-border payments using its SCB Easy app. The bank is expanding this service to business customers.

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Working with Ripple we could obtain a very low remittance fee with timely and high-speed remittances for our customers.

Thanawatn Kittisuwan

Thanawatn Kittisuwan
Head of Global Transactional Banking Services at Siam Commercial Bank

Faster, Cheaper Payments that Run on Ripple

Siam Commercial Bank (SCB) has led a digital banking transformation in Thailand that has resulted in the country ranking first for global mobile banking users. SCB is the largest bank in Thailand in terms of market capital and offers real time, 24/7, service clearing directly to bank accounts. The bank is now partnering with Ripple for its latest innovation: providing real-time cross-border remittances. After joining RippleNet, SCB has plugged into a global network of more than 300 connected banking partners around the world. In 2020 alone, SCB completed over half a million transactions on RippleNet, a 335% volume growth, year over year. The bank launched the SCB Easy app, which runs on Ripple and allows customers to make instant, low cost payments to family and friends outside Thailand.

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