2026 Global Fintech Sentiment on Digital Assets

72%

Of finance leaders view digital asset solutions as a competitive must-have

52%

Of European fintechs have integrated or are scaling digital assets

“Do digital assets belong in finance?” is officially the wrong question. With 72% of finance leaders acknowledging that failing to offer digital asset solutions will cost them a competitive edge, the question has shifted from whether to engage to how fast, and in which parts of the business.

Ripple surveyed 1,080 finance decision makers, including 350 fintech professionals from payment service providers, neobanks, wallet operators, custodians and exchanges on how their businesses are using digital assets and how they feel about them. Among them, fintechs are clearly out in front, outpacing banks and corporates in putting digital assets to work, from collecting payments in stablecoins to building them into treasury operations.

Download the report to see where adoption stands today, which use cases are gaining traction, what leaders need from infrastructure partners, and what’s still holding them back.