Digital Asset Custody: Building Institutional Resilience, Compliance, and Scaled
August 18, 2025
One place for stablecoin payments and custody
Ripple gives fintechs a single, compliant payment infrastructure to launch embedded payments and payment products, all through one integration, one compliance framework, and one partner that's in the flow of funds.
Availability of products can vary and may be provided by different Ripple entities.
The fintech infrastructure problem
Vendor Sprawl for Every Capability
Ripple replaces stablecoin access, wallets, and on/off ramp vendors with a single integration.
Crypto Complexity for Non-Crypto-Native Fintechs
Ripple's managed infrastructure means fintechs get the full benefit of stablecoin payments without touching crypto directly.
Stablecoin Lock-In from Single Issuers
Ripple supports RLUSD, USDC, USDT, and all major stablecoins through one integration with no lock-in to any single issuer.
Fragmented Compliance Across Jurisdictions
With 75+ regulatory approvals across Australia, Dubai, EU, Singapore, UK, and the US, Ripple Payments is licensed to move funds on your behalf and handle the cross-border licensing and infrastructure.
Productizing Multiplies Complexity
Ripple's white-label capability lets fintechs offer stablecoin acceptance and payouts to their business customers without exposing them to the underlying infrastructure.
Single Banking Partner Risk
Ripple's multi-jurisdictional licensing provides infrastructure resilience across regions.
Who uses Ripple’s solutions for fintechs
Payment Fintechs
Companies operating cross-border payment flows that want to add stablecoin capabilities to existing fintech products.
Crypto-Native Fintechs
Crypto-native businesses adding wallet and digital asset capabilities for themselves or their customers.
Fintech Platforms
Embedded finance platforms offering stablecoin acceptance downstream to their business customers.
Banks Serving Institutional Clients
Financial institutions enabling corporate or institutional clients to accept stablecoin payments.
Use cases for fintechs
Accept stablecoin payments
Accept USDC, USDT, and RLUSD from business customers, without touching crypto directly or holding stablecoin on your balance sheet.
Pay out in stablecoin and fiat globally
Send payouts in stablecoin or fiat across 60+ markets through a single API, with no prefunding and no separate vendor relationships per corridor.
Secure and govern digital assets
Launch crypto wallets for your customers via API with secure key management, or custody digital assets without building infrastructure in-house.
