Tokenized Liquidity Orchestration: Unlocking Institutional Liquidity and Yield
24/7/365
T+2 → near real-time
For accredited and institutional investors in digital assets, the yield opportunity has always come with a catch. Money market fund settlement runs on T+2 – a two-business-day cycle built for traditional markets – while digital asset markets run 24/7/365. Capturing yield has meant off-ramping entirely, stepping out of the market to access returns that should be available in it.
DBS, Franklin Templeton, and Ripple have built a solution that eliminates that tradeoff entirely. Idle capital can now move seamlessly between RLUSD, Ripple’s NYDFS-regulated stablecoin, and Franklin Templeton's tokenized money market fund BENJI – earning yield, settling in near real-time, and never leaving a regulated, bank-grade digital asset ecosystem.