Real-World Asset (RWA) Tokenization

Adoption of digital assets is accelerating, with up to 10% of global assets expected to be tokenized and represented on public and private blockchains by 2030. Some of the largest companies in the world are engaging in this shift to:

• Enhance operational efficiencies and reduce costs 

• Expand market access to a wider investor base 

• Improve liquidity for alternative asset classes

• Tap into decentralized finance (DeFi) markets for broader distribution

The XRP Ledger is a proven and scalable blockchain, purpose-built to meet the needs of financial institutions. Ripple is building and scaling enterprise-grade solutions powered by the XRP Ledger and its native digital asset XRP—a top 10 cryptocurrency by market cap, specifically created for financial use cases.

By leveraging the XRP Ledger in our solutions, Ripple is pioneering the digital asset economy and establishing new standards of credibility and trust in enterprise blockchain.

• Fast, Low Cost, Sustainable

  • Transactions settle every 3-5 seconds at fractions of a cent—using little-to-no energy consumption for sustainable, mass market adoption.

• Institutional-Grade Functionality

  • Purpose-built for financial use cases – tokenization, trading, escrow, and movement of assets – with capabilities natively built into the blockchain itself.

• Aggregated Liquidity

  • Capital in AMM pools or order books is aggregated at the core blockchain layer, not fragmented across competing smart contracts or protocols.

• Best-in-Class DEX Experience

  • Fully on-chain order books combined with AMM liquidity pools create a traditional finance trading experience built on decentralized technology.

• Built-in Compliance Capabilities

  • Asset control features maintain uniform standards at the protocol layer and enable issuers to effectively control user access and safety, and adhere to regulatory compliance.

• Interoperability

  • Secure cross-chain bridge and infrastructure partnerships help facilitate liquidity and seamless movement and trading of assets across networks.

With institutional customers and partners across the globe, Ripple’s end-to-end technology solutions provide the regulated financial infrastructure necessary to engage in the token economy. Banks, asset managers, fintechs, PSPs, crypto natives and more can leverage Ripple’s digital asset infrastructure to tokenize, store, exchange and move value—all while meeting regulatory and compliance requirements.

• An understanding of tokenization and the ability to bring their own use case

• Access to mint, burn, authorize, govern, custody, transfer and distribute tokenized assets

• Full lifecycle services

• The ability to on-board customers using Ripple USD (RLUSD) stablecoin