Careers

Senior Software Engineer, Financial Crimes

San Francisco, CA, United States

Please note this is for San Francisco, CA, United States. You only need to apply to one location if there are multiple listed for the job.

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. 

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK:

Ripple is building the Internet of Value to move money as fast as information. To do that securely, we must establish trust at the very first interaction! As a Senior Software Engineer, you will build the platform where every customer journey begins. You are building the "front door" for our entire global network.

We are transforming our Customer Onboarding Platform into a modern, engineering-owned ecosystem. You will unwind legacy Salesforce logic to build robust, cloud-native backend services from scratch. Your work will power onboarding for every product, from Ripple Payments to our new Stablecoin. This is a chance to tackle technical debt and design for the future!

Your architecture will directly impact how quickly customers can access the global financial system. By reducing friction and ensuring compliance, you help us scale the network responsibly. You are the guardian of our customer experience and the architect of our growth.

WHAT YOU’LL DO:

  • Lead the design of distributed backend services that power our entire product suite.
  • Partner with Product and Compliance to architect scalable orchestration layers for customer data.
  • Migrate core business logic out of Salesforce into a dedicated, resilient persistence layer.
  • Champion operational excellence by defining best practices for API design, testing, and observability.
  • Mentor fellow engineers to foster technical growth and ensure long-term system reliability.

WHAT YOU'LL BRING: 

  • 5+ years of experience shipping backend solutions in Java, Kotlin, or Go.
  • A proven track record of unwinding monoliths into service-oriented architectures.
  • Strong API design skills (REST/gRPC) and an operational mindset for performance.
  • Ability to navigate ambiguity and drive technical strategy in complex environments.
  • Experience in fintech, identity verification, or building horizontal platforms is a plus.

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions. 
CA Annual Base Salary Range
$168,000—$210,000 USD

WHO WE ARE:

Do Your Best Work

  • The opportunity to build in a fast-paced start-up environment with experienced industry leaders
  • A learning environment where you can dive deep into the latest technologies and make an impact.  A professional development budget to support other modes of learning.
  • Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
  • In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in. 
  • Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
  • We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

  • Competitive salary, bonuses, and equity
  • Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
  • Employee giving match
  • Mobile phone stipend

Take Care of Yourself

  • R&R days so you can rest and recharge
  • Generous wellness reimbursement and weekly onsite & virtual programming
  • Generous vacation policy - work with your manager to take time off when you need it
  • Industry-leading parental leave policies. Family planning benefits.
  • Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees. 

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.
 

Req ID: 25480