How do institutions mint and redeem RLUSD?

Ripple Mint lets institutions mint and redeem RLUSD directly with Ripple, the stablecoin issuer, through a user interface and APIs. Funding and issuance happen together, with no intermediate holding step. Reporting and balances stay available throughout.

Which networks does Ripple Mint support?

Ripple Mint supports RLUSD across XRP Ledger, Ethereum, Base, Optimism, Ink, Unichain, and the XRPL EVM Sidechain, as available. Institutions move RLUSD to any of these networks from a single platform, without managing separate balances on each chain.

How do the APIs and webhooks fit into our existing workflows?

Ripple Mint's APIs and webhooks connect to your internal systems, automating mint, redeem, and reconciliation workflows. Webhook notifications flag lifecycle events as they happen, and balance and transaction reporting APIs keep your records current without manual entry. Access the documentation to learn more about why Ripple created RLUSD and how to integrate it into your workflow.

Is Ripple Mint a separate stablecoin or blockchain?

No. Ripple Mint is the operational layer for minting, redeeming, and managing RLUSD. It's not a separate stablecoin, blockchain, wallet, exchange, custody product, or payments network, and not a general tokenization platform today.

Are there fees to mint or redeem RLUSD?

No. Ripple Mint charges no mint or redeem fees. RLUSD mints and redeems 1:1 with USD, and you're only responsible for standard banking or payment costs on your end.

Can Institutions mint or redeem RLUSD outside standard banking hours?

Yes. RLUSD mint and redeem runs 24/7, 365 days a year, across several banking partners, so you're not limited to standard banking windows.

Stablecoin Features Overview: Ripple Mint for RLUSD | Ripple

Ripple USD

Ripple USD Features

RLUSD is Ripple’s regulated stablecoin. Ripple Mint is the operational layer institutions use to issue, redeem, and manage it.

Ripple Mint

Ripple Mint enables institutions to mint, redeem, and manage RLUSD, through a dashboard or straight from your own systems via API.

*Availability of products can vary and may be provided by different Ripple entities

Programmatic Access

Automate mint, redeem, reconciliation, and payment instructions through APIs and webhooks, with reporting and balances updated in real time.

Multichain Operations

Bridge RLUSD across every network you operate on, from one platform. No juggling balances chain by chain.

Direct Issuer Access

Mint and redeem RLUSD directly with Ripple – issued by Standard Custody & Trust Company, a NYDFS-chartered trust company.

Seven Networks, One Platform.

As a liquidity and financial service provider, we need stablecoins that can handle institutional volume without question. RLUSD gives us the liquidity depth and regulatory certainty to operate efficiently across venues and at scale.

Stef Wynendaele
CCO at Keyrock

RLUSD enables us to extend our rail-agnostic infrastructure with compliant, enterprise-grade stablecoin capabilities. Together with Ripple, we’re helping businesses simplify cross-border payments, treasury operations and access to global liquidity.

Lux Thiagarajah
CCO at OpenPayd

Traders on our platform move fast. RLUSD gives them a stable base to work from without having to think twice about what's behind it. The regulated reserves and monthly attestations mean confidence is built in, not added on.

Roshan Robert
CEO at OKX US

RLUSD reflects the direction of travel for institutional stablecoins: regulated, fully backed and traded on trusted infrastructure. Through our partnership with Ripple, we’re able to offer clients a solution that meets those standards from day one.

Luke Dorney
Head of Custody, LMAX Group

Ripple Mint is more than an issuance platform

Issuance Alone

Most stablecoin platforms stop at minting and redemption. Compliance, liquidity, and custody are someone else's problem to solve.

Ripple Mint

Send a fiat payment, and Ripple mints the RLUSD automatically, no separate step. Ripple Mint runs on Ripple's payments, custody, and liquidity infrastructure, the same infrastructure institutions already trust, so those aren’t gaps you have to fill elsewhere.

Mint and redeem RLUSD with Ripple

Talk to our team about bringing Ripple Mint into your treasury and payment operations.

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RLUSD Features FAQs

Ripple Mint lets institutions mint and redeem RLUSD directly with Ripple, the stablecoin issuer, through a user interface and APIs. Funding and issuance happen together, with no intermediate holding step. Reporting and balances stay available throughout.
Ripple Mint supports RLUSD across XRP Ledger, Ethereum, Base, Optimism, Ink, Unichain, and the XRPL EVM Sidechain, as available. Institutions move RLUSD to any of these networks from a single platform, without managing separate balances on each chain.
Ripple Mint's APIs and webhooks connect to your internal systems, automating mint, redeem, and reconciliation workflows. Webhook notifications flag lifecycle events as they happen, and balance and transaction reporting APIs keep your records current without manual entry. Access the documentation to learn more about why Ripple created RLUSD and how to integrate it into your workflow.
No. Ripple Mint is the operational layer for minting, redeeming, and managing RLUSD. It's not a separate stablecoin, blockchain, wallet, exchange, custody product, or payments network, and not a general tokenization platform today.
No. Ripple Mint charges no mint or redeem fees. RLUSD mints and redeems 1:1 with USD, and you're only responsible for standard banking or payment costs on your end.
Yes. RLUSD mint and redeem runs 24/7, 365 days a year, across several banking partners, so you're not limited to standard banking windows.