Ripple Custody is the Foundation of Institutional Digital Asset Adoption
April 15, 2026
Institutional Custody
Bank-Grade Digital Asset Custody Software for Institutions
Bank-grade digital asset infrastructure, backed by MPC/HSM-backed security, customizable governance engines, and flexible deployment models. Built to integrate seamlessly into your institution's existing IT architecture, regulatory frameworks, and multi-custodian operations globally.
Control isn’t a feature, it’s the foundation
Absolute Key Sovereignty
Hardware-enforced. No third party or vendor, including Ripple, can access, sign, or freeze your funds.
Programmable Policy Engine
Every transaction is evaluated against your policy and approval rules before it ever executes.
Multi-Custody Orchestration
One unified control plane across every custodian, region, and asset type you already use, no replacement required.
Uncompromised control, bank-grade governance
Digital asset custody is the technology and operational framework that secures private keys and governs how institutions hold, move, and manage digital assets. Ripple Custody gives banks custody with complete key sovereignty, HSM-backed governance, and native integration across the Ripple’s suite of solutions: payments, stablecoin, prime brokerage, and treasury.
Leveraging Ripple’s digital asset custody platform fully integrated into our core banking system, BBVA Switzerland and BBVA NewGen enables its private banking clients to combine traditional financial assets with digital assets with the utmost security.
Silvia Ibarra
Head of Client Solutions at BBVA Switzerland
Traditional custody wasn’t built to scale like this
Custody Sprawl
Assets scattered across providers, regions, and asset types, each with their own console and controls.
Reconciliation Debt
Fragmented audit paths mean reconciliation happens after the fact, not as part of the workflow.
Regulatory & IT Mandates
A single hosted custody model can't meet every regulator's or IT department's deployment requirements.
Everything you need to run custody at scale
Store
Hot, warm, and cold vault configurations, with HSM or MPC key management on-premise or in the cloud.
Govern
Policy-as-code, approval workflows, and an immutable audit trail across every transaction.
Orchestrate
A unified control plane across custodians, chains, and venues, without replacing what you run today.
Tokenize
Mint, track, and redeem tokenized assets with on-chain asset controls, on the same custody infrastructure.
Deployment on your terms
Data residency and sovereignty options are stated explicitly at the deployment stage — nothing about where your keys and data live is left implicit.
On-Premise
Run the digital bank vault inside your own data center, under your own IT controls.
Private Cloud
Deploy in a private or SaaS cloud environment configured to your security requirements.
Hybrid
Split hot, warm, and cold vaults across on-premise and cloud as your operating model requires.
Case Study
The differentiator: a unified layer, not a replacement
Multi custody orchestration runs one control plane across every custodian, region, and asset type you already use. Set approval workflows and segregation-of-duties policies once, and apply them everywhere — with KYT monitoring built in through Chainalysis and Elliptic integrations.
Why banks and institutions choose Ripple Custody
Technical Assurance
Assurance is enforced by cryptography and hardware, not pieced together after something has already gone wrong.
Key Sovereignty, No Counterparty Risk
No single party, including Ripple, can sign a transaction, access your funds, or become a point of failure.
Native Integration Across Ripple Solutions
The same custody foundation connects to payments, stablecoin, prime brokerage, and treasury management.
Explore what’s possible with Ripple Custody
CTOs & Chief Digital Officers
Deploy on-premise, private cloud, or hybrid, to your own architecture standard.
Chief Risk & Compliance Officers
Policy-as-code and an immutable audit trail before, not after, a transaction executes.
Corporate Treasury Teams
Orchestrate digital assets alongside fiat holdings with T+0 settlement speed.
Asset Managers
Tokenize and safeguard funds with configurable self-custody frameworks.
Control how and where your custody runs
Configurable Governance Engine & Policy Rules
Programmable, pre-execution approval workflows
Flexible Deployment Modules
On-premise, private cloud, or hybrid
Blockchains & Tokenization Platform Connectivity
Mint, track, and redeem tokenized assets
Automated Compliance & Transaction Screening
KYT monitoring via Chainalysis and Elliptic integrations
Developer API & Wallet Management Suite
Connects to core banking systems and existing custodians
Connect to what you already run
Hardware Environments
HSM on-premise or cloud, with optional MPC key management.
Screening Providers
KYT monitoring built in through integrations with Chainalysis and Elliptic.
Supported Networks
Connect across the custodians, chains, and venues you already run, orchestrated, not replaced.
SOC 2 Type II
Compliant
ISO 27001
Compliant
FIPS 140-2 Level 4
Certified*
EAL 5+ Common
Member
*Through our partners based on deployment model
The Tier-1 Bank Checklist for Digital Asset Custody
For financial institutions, the question is no longer whether to move into digital assets, it's how to do so without giving up key sovereignty, compliance control, or the systems you already run. Ripple’s Guide to Digital Asset Custody breaks down the six capabilities that separate institutional custody from everything else, and how to measure your setup and providers against them.
