Ripple Wallets

Custody for Fintechs: Wallet-as-a-Service

Issue wallets across EVM and XRPL – no infrastructure to build, and every transaction runs through your own approval rules.

Go to market quickly with wallets that put you in control

Only you can move your funds

Only you can move your funds

Signing runs in your own environment. Ripple can't sign, freeze or move assets, and open-source recovery means you're never locked in.

Multichain by design

Multichain by design

One integration, one EVM address across every major EVM network, with native XRPL support out of the box.

Nothing moves without your rules

Nothing moves without your rules

Every wallet starts deposit-only. You set the policy, the allowlist, and the approval path before anything can move.

Features built for secure, flexible custody.

MPC-TSS / No-Root-Key

Keys are generated independently for each wallet, so there's no single root key to expose. A compromise stays contained to one wallet.

Policy Engine

Set per-transaction, rolling and maximum-total limits. They're applied to every transaction automatically.

Webhooks & API

Bring your own compliance screening through the API, and get wallet events in real time over webhooks.

CloudSign & MobileSign

Sign from your own cloud environment, or let approvers sign from their own devices.

Approvals Your Way

Set up flexible, mixed quorums across approvers, so the right people sign off on the right transactions.

Independent Recovery

An open-source recovery CLI gives you access to your assets with no reliance on Ripple.

You’ve outgrown the patchwork

Building key management in-house

Designing, securing, and maintaining a key-management stack is a multi-quarter engineering project most fintechs don’t have the time to run.

A patchwork of wallet providers

Most buyers aren't starting from zero. They're consolidating several point solutions that don't share a policy model.

Everything you need to embed multi-chain wallets into your product.

Create

Create

Spin up multichain wallets with a single API.

Hold

Hold

Native assets, stablecoins, and tokenized assets, with full transaction visibility.

Govern

Govern

Your own policy and approval rules, enforced before anything signs.

Move

Move

Signed by a quorum of your devices, under the rules you set.

Who holds the keys

The question with any wallet infrastructure isn’t whether it’s secure, it’s who can actually hold your keys. With no-root-key MPC-TSS, no complete private key ever exists: each wallet generates its keys independently, with no master seed anywhere. You run the signing infrastructure in your own cloud, with shards encrypted under your own key; Ripple never holds a complete key, and can never sign on your behalf.

Enterprise-Grade security trusted by leading institutions

Policy Engine

Per-transaction, rolling, and max-total limits, evaluated before anything signs.

Approval Groups

Flexible, mixed quorums across your own devices and approvers, no single point of failure.

Why financial institutions and crypto businesses choose our self-custody software

Time to Deployment

Go live in weeks, not quarters.

Predictable Pricing

Tiered pricing that scales with you, with a clear path to your next tier.

Independent Recovery

Open-source recovery CLI, no reliance on Ripple to access your funds.

No Lock-In

You control the signing infrastructure end to end.

Explore what’s possible with Ripple Custody

Seven Networks, One Platform.

Access one platform across seven networks: the XRP Ledger, Ethereum, Base, Optimism, Ink, Unichain and the XRPL EVM Sidechain.

Explore Ripple Wallets

Most teams aren’t starting from zero. If you're consolidating a patchwork of wallet providers, migration means moving policy, approval groups, and wallet history onto one infrastructure without a service gap.

Not The Right Fit?

Are you a bank or regulated institution governing assets to a specific IT or regulatory standard? See Institutional Custody.

Custody FAQs

Seven Networks, One Platform.